16640 Cody Creek Court Jacksonville, FL 32226
Source MLS VerifiedListing Courtesy of: NORTHEAST FLORIDA / Listed By: Lance Sheridan, Better Homes And Gardens Real Estate Lifestyles Realty

  16640 Cody Creek Court Jacksonville, FL 32226

Active (274 Days)
$452,900 (USD)
5
BED
3
BATH
2,769
SQFT

Description

VA BUYERS -- A 4.75% VA LOAN ASSUMPTION OPPORTUNITY LIKE THIS DOESN'T COME AROUND OFTEN. A qualified VA-eligible buyer may be able to assume the seller's existing 4.75% VA loan with approximately a 12% equity contribution, subject to lender/VA approval, buyer qualification, sufficient VA entitlement for substitution, and the final loan balance at closing.

And the financing opportunity is only the beginning.

Built in 2022, this 5-bedroom, 3-bath home offers 2,782 square feet of thoughtfully designed living space in the boutique Eagle Bend/Hidden Bluff community. Instead of waiting months for new construction--or paying additional costs for upgrades--you can move into a nearly new home that already has the features buyers are looking for.

The open-concept main level features 9-foot ceilings, luxury vinyl plank flooring, quartz countertops, 42-inch soft-close cabinetry, stainless steel appliances, and a large breakfast bar designed for everyday living and entertaining. VA BUYERS -- A 4.75% VA LOAN ASSUMPTION OPPORTUNITY LIKE THIS DOESN'T COME AROUND OFTEN. A qualified VA-eligible buyer may be able to assume the seller's existing 4.75% VA loan with approximately a 12% equity contribution, subject to lender/VA approval, buyer qualification, sufficient VA entitlement for substitution, and the final loan balance at closing.

And the financing opportunity is only the beginning.

Built in 2022, this 5-bedroom, 3-bath home offers 2,782 square feet of thoughtfully designed living space in the boutique Eagle Bend/Hidden Bluff community. Instead of waiting months for new construction--or paying additional costs for upgrades--you can move into a nearly new home that already has the features buyers are looking for.

The open-concept main level features 9-foot ceilings, luxury vinyl plank flooring, quartz countertops, 42-inch soft-close cabinetry, stainless steel appliances, and a large breakfast bar designed for everyday living and entertaining.

The floor plan is especially versatile. The primary suite is downstairs, along with a second bedroom and full bath--ideal for guests, a private office, or multigenerational living. Upstairs are three additional bedrooms, another full bath, and an oversized loft that can become a media room, game room, home office, or second living area.

Step outside to the screened lanai and enjoy a backyard with room to relax, grill, entertain, or make it your own.

The home sits on a quiet cul-de-sac in an intimate community of approximately 30 homes with limited through traffic, a community playground and jogging path. And one of the biggest advantages:

NO CDD FEES.

Conveniently located near River City Marketplace, shopping, dining, I-295, I-95 and Jacksonville International Airport, this home combines space, convenience and a financing opportunity that can be extremely difficult to duplicate.

5 Bedrooms | 3 Full Baths | 2,782 Sq Ft | Built 2022
Primary + Additional Bedroom Downstairs
Large Upstairs Loft
Screened Lanai
Cul-de-Sac Location
Boutique Community
NO CDD
Move-In Ready
Potential 4.75% VA Loan Assumption

Why wait to build when the home--and potentially the 4.75% financing--is already here? Schedule your private showing today.

Financing disclosure: Seller will consider assumption of the existing VA loan by a qualified VA-eligible buyer with sufficient entitlement for substitution. Approximately 12% equity contribution is an estimate and will vary based on purchase price and the outstanding loan balance at closing. Loan assumption is subject to servicer/lender and VA approval. Other buyers may purchase the property using other acceptable financing or cash.

MLS #:
2120463
Lot Size
7,405 SQFT
Type
Single-Family Home
Year Built
2022
County
Duval County

Listed By

Lance Sheridan, Better Homes And Gardens Real Estate Lifestyles Realty
Source
NORTHEAST FLORIDA
Last checked Sep 11 2026 at 11:49 AM GMT+0000
Bathroom Details
  • Full Bathrooms: 3
Interior Features
  • Appliance: Electric Water Heater
  • Appliance: Microwave
  • Appliance: Dishwasher
  • Appliance: Refrigerator
  • Appliance: Washer
  • Appliance: Dryer
  • Breakfast Bar
  • Kitchen Island
  • Smart Thermostat
  • Walk-In Closet(s)
  • Appliance: Disposal
  • Appliance: Ice Maker
  • Laundry: Electric Dryer Hookup
  • Laundry: Washer Hookup
  • Eat-In Kitchen
  • Appliance: Water Softener Owned
  • Split Bedrooms
  • Primary Bathroom - Shower No Tub
  • Primary Downstairs
  • Appliance: Electric Oven
  • Appliance: Convection Oven
  • Open Floorplan
  • Laundry: Lower Level
  • Appliance: Double Oven
Subdivision
  • Hidden Bluff
Heating and Cooling
  • Central
  • Electric
  • Central Air
Homeowners Association Information
  • Dues: $119/Monthly
Flooring
  • Laminate
  • Carpet
Exterior Features
  • Roof: Shingle
Utility Information
  • Utilities: Cable Available, Sewer Connected, Water Connected, Electricity Connected
Parking
  • Garage Door Opener
  • Attached
Stories
  • 2
Living Area
  • 2,769 sqft

Listing Price History

Date
Event
Price
% Change
$ (+/-)
Aug 18, 2026
Price Changed
$452,900
-2%
-$7,090
Apr 24, 2026
Price Changed
$459,990
0%
-$10
Apr 24, 2026
Price Changed
$460,000
-2%
-$10,000
Dec 04, 2025
Listed
$470,000
-
-
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Disclaimer: Copyright 2026 Northeast FL MLS. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 9/11/26 04:49